Effective Date: 08 May 2025

Welcome to Jadwani Forex. By accessing our website and using our services, you agree to the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing this website or availing of our services (currency exchange, travel cards, remittance, and travel insurance), you accept and agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use our website or services.

2. Eligibility

You must be at least 18 years old and legally capable of entering binding contracts under Indian law to use our services.

3. Services Offered

Jadwani Forex offers:

• Foreign currency exchange

• Prepaid travel forex cards

• International remittance services

• Travel insurance products

All services are subject to compliance with RBI guidelines and KYC documentation requirements.

4. KYC and Compliance

Customers are required to submit valid Know Your Customer (KYC) documents, including but not limited to:

• Passport

• PAN Card

• Visa

• Airline ticket or travel itinerary

We reserve the right to reject transactions that do not meet compliance requirements or raise any red flags as per government or RBI guidelines.

5. Rates and Charges

Exchange rates vary based on market fluctuations. Rates provided online or over the phone are indicative and subject to change at the time of the final transaction. Charges and commissions, if any, will be clearly mentioned and communicated prior to execution.

6. Booking and Payment

All orders for currency, remittance, or cards must be paid in full before confirmation. We reserve the right to cancel or delay any transaction until payment is confirmed and verified.

7. Refund and Cancellation

Refunds on cancelled orders (including unused forex card balances or travel insurance) are subject to RBI rules and our internal policies. Cancellation charges may apply. Foreign currency once sold cannot be returned unless explicitly allowed under law.

8. Limitation of Liability

Jadwani Forex will not be held liable for any direct, indirect, incidental, or consequential damages arising from:

• Use or inability to use our website or services

• Delays in processing due to technical issues or third-party delays

• Exchange rate fluctuations

9. Privacy Policy

Your data is protected under our Privacy Policy. By using our services, you consent to the collection and use of your personal information as described therein.

10. Intellectual Property

All content on this website — including logos, images, text, graphics, and software — is the property of Jadwani Forex or licensed to us. You may not reproduce or distribute any content without written permission.

11. Modifications to Terms

Jadwani Forex reserves the right to revise these Terms and Conditions at any time without prior notice. Continued use of the website after changes implies acceptance.

12. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes arising shall fall under the jurisdiction of courts in Raipur, Chhattisgarh.